Financial knowledge and investment strategy

    Since many days the question on reasons as to why we should invest in mutual fund is raised many time, as market is facing ups and down day by day. And also in single days the index's are getting down by 1 percentage.      See now lets understand one thing that in the stock market the volatility of such type will be there and by this volatility only investors are making profit. So is it the time to invest in market!!!! I know that prediction of market is very difficult. But there are some tools or method or statics by using which mutual fund houses are planning their trades. Can we use same tips and trick to trade in market to get the maximum profit???     Lets understand that the same method can be used by us, but the risk of losing money will also be high. The people who are trading in market, watching stock market etc. Will find it easy but for the rest the difficult task starts here. As we are not regulatory watching the market the prediction is difficult. On ever

Hello every one, today we are going to discuss the investment strategy for teen. In this i am not going to discus about only earning teenagers, this type of strategy can be used by any one.      When we think of investment only few option come in mind like FD or saving in bank in Saving account or will go for some LIC policies or health insurance policy. I agree that this type of saving is good and alos required but will not be best for future planning, as you know infaltion is growing day by day so as expenses, if you want to meet this expenses and want to enjoy good lifestyle, then you will have to let your money work harder for you.      You all will ask how this will happen; the simple answer is DIVERSIFICATION. Now this word seems small but has a huge impact when it comes to financial planning.      What do you mean by diversification. It means investing money in more then 1 investment options if we talk if financial sense. Now question comes what all investment opti

As you know there are various mutual fund which are available in the market but what are the categories in which we can bifurcation them.  Mutual fund can be bifurcated on the basis of asset class , on the basis of structure, on the basis of investment objective and on the basis of goals.     Today we are going to go through the bifurcation of mutual funds on the basis of asset class. 1. Equity fund 2. Debt fund 3. Money market fund 4. Hybrid or balance fund 5. Sector fund 6. Index fund 7. Tax saving fund 8. Funds of fund  1. Equity fund     In this type of fund fund manager invest the fund in direct equity market. This type of fund provide the higher return with the higher risk. So person with long term investment planning can go for this type of funds. 2. Debt fund    These type of  fund invest the amount in fixed return instrument like debenture, bind, fixed deposits etc. This type of fund are know for fixed return with highest safety of money. So per

Now a days mutual fund is getting a huge response from small investors. Also from recent study it was found that more then half of the mutual fund investor withdraw their money in short term because of many reasons. Today we are going to understand the basics of mutual fund and who can invest in it.           All would be knowing the SHARE MARKET KING Rakesh Jhunjhunwala, he has earn and made lot of money from share market with its knowledge , time , experience etc. But people like salaried person or small investor can't invest in market directly because of limited knowledge , time and money.           This is where MUTUAL FUND plays a big roll, this houses collect the small small amount of money from the many investor and the money collected from all the investors are invested in stock market in form of equity, debt, bond, fd etc.  The small amount of Rs 500 can also be invested on monthly basis or else a lump sum of any amount can be invested. The mutual fund manager on