Financial knowledge and investment strategy

     Advantages of taking Mediclaim, also is it a real alternative of investment???      Is Mediclaim worth to buy 1 say no yaar its waste of money. I have answer to them please go through the blog and decide by yourself whether you should buy mediclaim or not.      Let's take for an example 1 is paying an amount of rupees 75000 for getting cure of heart attack in hospital. Taking out 75000 at a time would be e difficult for the middle class people, but considering the case one has mediclaim of say 200000 rupees for which hi he is paying and amount of 10000 annual, so take an example if he would have taken the policy and got admited in hospital the cost would have been beared by Mediclaim company.      This way we can save small small amount and get the cure of the illness. So now say expending 75000 is good or taking policy and spending 10000 annually is good. The amount i show is adhock but in real we get medicalaim policy at...

     Whether you should take credit card or not? This question has come in our mind many times what are the advantages and disadvantages of credit card.      Not wasting much time let us directly come to disadvantages of credit cards. The biggest disadvantage of credit card is only one from my point of view which is the interest and penalty which we are force to pay if we fail to clear the dues on time. One might be thinking that why why we are starting the blog with disadvantages, the reason being all the advantages which we are getting in credit card let it be in the form of reward point or discount all the things are getting wasted if we don't pay dues on time. The interest, service charge, penalty, all the things cost us more than the benefits. Hence only one thing to keep in mind if you provide us on time the credit card will be the alternate way to save the money. Another disadvantages that we required to pay annual charges because we are using the se...

Hellow to everyone, its been long since our last post. But we are back with new information on right time, its the time of budget where market fluctuates for temporary period on the basis of announcements made in budgets. Every year government announced some role map for upcoming financial year and on that basis many announcements are made. So this directly related to sentiment of common people if people like the budget than market goes up and vice versa. But how we will be able to determine how market will perform as i told earlier market is driven by many factors so now what to do and how to get the maximum opportunity out of thia budget fluctuations. Some may say go and purchase top fund which will perform in any situation and some say wait for budget and on the basis of announcements we can decide further action. I personally believe its the short term opportunity one who is looking for short term gain can do such type of thing, but if you are looking for long term that its better ...