Beyond FDs: A Comprehensive Guide to High-Yield, Tax-Efficient Debt Investments in India for the Investor
Stop Settling for 6%: Your Advanced Guide to High-Income, Low-Risk Debt Investing in India Let’s be honest. The moment you mention 'safe investment,' what pops into everyone’s head? The good old Fixed Deposit , right? The bank aunty loves it, your parents trust it, and the process is dead simple. But wait, in today’s world, when inflation is constantly chipping away at your money, getting a mere 6% or 7% return is basically a polite way of losing wealth. That’s the hard truth nobody tells you straight. You work hard for your money, and it should work even harder for you. Which brings me to the core of this whole discussion: there's a universe of debt investments beyond FDs that offer significantly better yields and, critically, smarter tax efficiency. I’m not talking about risky stock market gambles; I’m talking about high-quality debt—the kind of instruments that major corporations and the government use to raise money. You can access it too. This ...